.header{background:var(--secondary-white);border-bottom:1px solid var(--border-color);box-shadow:var(--shadow-sm);position:sticky;top:0;z-index:100}.header-content{display:flex;justify-content:space-between;align-items:center;padding:1rem 2rem;max-width:1200px;margin:0 auto}.logo{display:flex;align-items:center;gap:.75rem;font-weight:700;font-size:1.5rem;color:var(--primary-green-darker)}.logo-icon{width:40px;height:40px;background:var(--primary-green);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--text-on-primary)}.nav{display:flex;gap:1rem}.nav-button{display:flex;align-items:center;gap:.5rem;padding:.5rem 1rem;background:var(--secondary-gray-100);border:1px solid var(--border-color);border-radius:6px;color:var(--text-secondary);cursor:pointer;transition:all .2s;font-weight:500}.nav-button:hover{background:var(--primary-green);color:var(--text-on-primary);border-color:var(--primary-green)}.nav-button i{color:inherit}.header-actions{display:flex;align-items:center}.user-menu{position:relative}.user-button{display:flex;align-items:center;gap:.75rem;padding:.5rem .75rem;background:none;border:1px solid var(--border-color);border-radius:8px;cursor:pointer;transition:all .2s;background:var(--secondary-white)}.user-button:hover{background:var(--secondary-gray-50);border-color:var(--secondary-gray-300)}.user-avatar{width:32px;height:32px;border-radius:50%;background:var(--primary-green);color:var(--text-on-primary);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:.875rem}.user-avatar.large{width:48px;height:48px;font-size:1rem}.user-info{display:flex;flex-direction:column;align-items:flex-start;text-align:left}.user-name{font-weight:600;color:var(--text-primary);font-size:.875rem}.user-role{color:var(--text-on-light);font-size:.75rem}.user-dropdown{position:absolute;top:100%;right:0;width:280px;background:var(--secondary-white);border:1px solid var(--border-color);border-radius:8px;box-shadow:var(--shadow-lg);margin-top:.5rem;z-index:1000;overflow:hidden}.dropdown-header{padding:1.5rem;background:var(--secondary-gray-50);border-bottom:1px solid var(--border-color);display:flex;align-items:center;gap:1rem}.user-details{flex:1}.user-email{color:var(--text-on-light);font-size:.875rem;margin:.25rem 0}.user-role-badge{display:inline-block;padding:.25rem .5rem;background:var(--primary-green);color:var(--text-on-primary);border-radius:12px;font-size:.75rem;font-weight:600}.dropdown-divider{height:1px;background:var(--border-color)}.dropdown-item{display:flex;align-items:center;gap:.75rem;width:100%;padding:1rem 1.5rem;background:none;border:none;text-align:left;cursor:pointer;color:#10b981;transition:background-color .2s;font-size:.875rem}.dropdown-item:hover{background:var(--secondary-gray-50)}.dropdown-item.logout{color:var(--error-color)}.dropdown-item.logout:hover{background:#ef44441a}.dropdown-item i{width:16px;text-align:center;color:inherit}.sidebar{width:250px;background:var(--bg-sidebar);color:var(--text-white);flex-shrink:0;border-right:1px solid var(--border-color)}.sidebar-content{padding:1.5rem 0;height:100%}.sidebar-nav{display:flex;flex-direction:column;gap:.25rem}.nav-item{display:flex;align-items:center;gap:.75rem;padding:.75rem 1.5rem;color:var(--secondary-gray-300);text-decoration:none;transition:all .2s;border-left:3px solid transparent;font-weight:500}.nav-item:hover{background:var(--secondary-gray-800);color:var(--secondary-white);border-left-color:var(--primary-green-light)}.nav-item.active{background:var(--secondary-gray-800);color:var(--secondary-white);border-left-color:var(--primary-green);font-weight:600}.nav-item i{width:20px;text-align:center;color:inherit;font-size:1rem}.card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:8px;box-shadow:var(--shadow-sm);overflow:hidden;transition:box-shadow .2s}.card:hover{box-shadow:var(--shadow-md)}.card-header{display:flex;justify-content:space-between;align-items:center;padding:1.5rem;border-bottom:1px solid var(--border-color);background:var(--bg-card)}.card-title{margin:0;color:var(--text-primary);font-weight:600}.card-actions{display:flex;gap:.5rem}.card-content{padding:1.5rem;background:var(--bg-card)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;border:none;border-radius:6px;font-weight:600;cursor:pointer;transition:all .2s;text-decoration:none;font-family:inherit;line-height:1}.btn:focus{outline:2px solid var(--border-focus);outline-offset:2px}.btn-primary{background:var(--primary-green);color:var(--text-on-primary);border:1px solid var(--primary-green)}.btn-primary:hover{background:var(--primary-green-dark);border-color:var(--primary-green-dark);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-secondary{background:var(--bg-card);color:var(--text-primary);border:1px solid var(--border-color)}.btn-secondary:hover{background:var(--secondary-gray-100);border-color:var(--secondary-gray-300);color:var(--text-primary)}.btn-outline{background:transparent;color:var(--primary-green);border:1px solid var(--primary-green)}.btn-outline:hover{background:var(--primary-green);color:var(--text-on-primary)}.btn-small{padding:.5rem 1rem;font-size:.875rem}.btn-medium{padding:.75rem 1.5rem;font-size:1rem}.btn-large{padding:1rem 2rem;font-size:1.125rem}.btn-disabled{opacity:.6;cursor:not-allowed}.btn-disabled:hover{transform:none;box-shadow:none}.btn-loading{cursor:wait}.btn-spinner{width:16px;height:16px;border:2px solid transparent;border-top:2px solid currentColor;border-radius:50%;animation:spin 1s linear infinite}.btn i{color:inherit;font-size:inherit}@keyframes spin{to{transform:rotate(360deg)}}.dashboard{display:flex;flex-direction:column;gap:2rem}.dashboard-header h1{color:var(--text-primary);margin-bottom:.5rem;font-weight:700}.dashboard-header p{color:var(--text-secondary);font-size:1.125rem}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem}.stat-card{transition:transform .2s,box-shadow .2s;border:1px solid var(--border-color)}.stat-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.stat-content{display:flex;align-items:center;gap:1rem}.stat-icon{width:60px;height:60px;border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--text-on-primary);font-size:1.5rem;flex-shrink:0}.stat-info{flex:1}.stat-value{font-size:2rem;font-weight:700;color:var(--text-primary);margin:0;line-height:1}.stat-title{color:var(--text-secondary);margin:.5rem 0 0;font-size:.875rem;text-transform:uppercase;letter-spacing:.05em;font-weight:600}.actions-card{margin-bottom:2rem}.actions-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.action-button{flex-direction:column;height:100%;min-height:100px;gap:.75rem;text-align:center;font-weight:600;background:var(--bg-card);border:1px solid var(--border-color);color:var(--text-primary)}.action-button:hover{background:var(--primary-green);color:var(--text-on-primary);border-color:var(--primary-green)}.action-button i{font-size:1.5rem;color:inherit}.recent-activity{margin-top:2rem}.activity-list{display:flex;flex-direction:column;gap:1rem}.activity-item{display:flex;align-items:flex-start;gap:1rem;padding:1rem;border-radius:6px;background:var(--bg-card);border:1px solid var(--border-color)}.activity-icon{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--text-on-primary)}.activity-icon.success{background:var(--success-color)}.activity-icon.info{background:var(--info-color)}.activity-icon.warning{background:var(--warning-color)}.activity-content{flex:1}.activity-content p{margin:0 0 .25rem;color:var(--text-primary);font-weight:500}.activity-time{color:var(--text-tertiary);font-size:.875rem}.input-group{display:flex;flex-direction:column;gap:.5rem;width:100%}.input-label{font-weight:600;color:#10b981!important;font-size:.875rem;margin-bottom:.25rem}.input-wrapper{position:relative;width:100%}.form-select select{width:100%;background:var(--bg-card);color:var(--text-primary);border:1px solid var(--border-color);border-radius:6px;padding:.75rem 2.5rem .75rem 1rem;font-size:1rem;cursor:pointer;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right .75rem center;background-size:1rem;transition:all .2s}.form-select select:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px var(--primary-green-50);background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}@media (prefers-color-scheme: dark){.form-select select{background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D1D5DB' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}.form-select select:focus{background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2334D399' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}}.input-group label,.input-group .input-label{color:#10b981!important}.modal-backdrop{position:fixed;inset:0;background:#00000080;display:flex;align-items:center;justify-content:center;z-index:1000;padding:1rem}.modal-content{background:var(--bg-card);border-radius:8px;box-shadow:var(--shadow-lg);width:100%;max-height:90vh;overflow-y:auto;border:1px solid var(--border-color)}.modal-small{max-width:400px}.modal-medium{max-width:600px}.modal-large{max-width:800px}.modal-header{display:flex;justify-content:space-between;align-items:center;padding:1.5rem;border-bottom:1px solid var(--border-color);background:var(--bg-card)}.modal-title{margin:0;color:var(--text-primary);font-weight:600}.modal-close{background:none;border:none;font-size:1.25rem;color:var(--text-secondary);cursor:pointer;padding:.25rem;border-radius:4px;display:flex;align-items:center;justify-content:center;width:32px;height:32px}.modal-close:hover{background:var(--secondary-gray-100);color:var(--text-primary)}.modal-body{padding:1.5rem;background:var(--bg-card)}.form{display:flex;flex-direction:column;gap:1.5rem}.form-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.form-actions{display:flex;justify-content:flex-end;gap:1rem;padding-top:1rem;border-top:1px solid var(--border-color)}.form-section{padding:1.5rem;border:1px solid var(--border-color);border-radius:8px;margin-bottom:1.5rem;background:var(--bg-card)}.form-section h4{margin-bottom:1rem;color:var(--text-primary);font-size:1.125rem;font-weight:600}.section-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}.section-header h4{margin-bottom:0}.action-buttons{display:flex;gap:.5rem}.action-group{display:flex;gap:1rem}.relationship-badge{padding:.25rem .75rem;border-radius:20px;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.relationship-badge.relationship-child{background:var(--primary-green-50);color:var(--primary-green-darker);border:1px solid var(--primary-green-100)}.relationship-badge.relationship-spouse{background:#fef3c7;color:#92400e;border:1px solid #FDE68A}.relationship-badge.relationship-parent{background:#e0e7ff;color:#3730a3;border:1px solid #C7D2FE}.status-badge{padding:.25rem .75rem;border-radius:20px;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.status-badge.active{background:var(--primary-green-50);color:var(--primary-green-darker);border:1px solid var(--primary-green-100)}.status-badge.inactive{background:var(--secondary-gray-100);color:var(--secondary-gray-700);border:1px solid var(--secondary-gray-200)}.product-badge{padding:.25rem .75rem;background:var(--primary-green);color:var(--text-on-primary);border-radius:6px;font-size:.75rem;font-weight:600;border:1px solid var(--primary-green-dark)}.policy-number{color:var(--primary-green-darker);font-family:Courier New,monospace;font-weight:600}.checkbox-label{display:flex;align-items:center;gap:.75rem;cursor:pointer;font-weight:500;color:#10b981}.checkbox-custom{width:20px;height:20px;border:2px solid var(--border-color);border-radius:4px;display:flex;align-items:center;justify-content:center;transition:all .2s;background:var(--bg-card)}.checkbox-help{font-size:.875rem;color:var(--text-tertiary);margin:.5rem 0 0}.installment-details{background:var(--primary-green-50);border-color:var(--primary-green-light)}.installment-details h5{color:var(--primary-green-darker);font-weight:600}.policy-summary{margin:1.5rem 0}.summary-card{background:var(--primary-green-50);border:1px solid var(--primary-green-100)}.summary-item{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid var(--primary-green-100);color:var(--text-primary)}.summary-item strong{color:var(--primary-green-darker);font-weight:600}.policies-stats{margin:2rem 0}.table-container{overflow-x:auto;background:var(--bg-card)}.data-table{width:100%;border-collapse:collapse;background:var(--bg-card)}.data-table th,.data-table td{padding:1rem;text-align:left;border-bottom:1px solid var(--border-color);color:var(--text-primary)}.data-table th{background:var(--primary-green);font-weight:600;color:var(--text-primary);font-size:.875rem;text-transform:uppercase;letter-spacing:.05em;border-bottom:2px solid var(--border-color)}.data-table tr:hover{background:var(--secondary-gray-400)}.data-table tr:last-child td{border-bottom:none}.form-select{position:relative}.form-select select{width:100%;background:var(--bg-card);color:var(--text-primary);border:1px solid var(--border-color);border-radius:6px;padding:.75rem 2.5rem .75rem 1rem;font-size:1rem;cursor:pointer;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right .75rem center;background-size:1rem;transition:all .2s}.form-select select:focus{outline:none;border-color:var(--primary-green);box-shadow:0 0 0 3px var(--primary-green-50);background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}.form-select option{background:var(--bg-card);color:var(--text-primary);padding:12px 16px;margin:4px 0;border-radius:4px;font-size:14px;font-weight:500;border:none}.form-select option:hover{background:var(--primary-green)!important;color:var(--text-on-primary)!important}.form-select option:checked{background:var(--primary-green)!important;color:var(--text-on-primary)!important;font-weight:600}.form-select option:focus{background:var(--primary-green)!important;color:var(--text-on-primary)!important}.form-select.required select{border-left:3px solid var(--error-color)}.form-select.error select{border-color:var(--error-color)}.form-select.error select:focus{border-color:var(--error-color);box-shadow:0 0 0 3px #ef44441a}.application-progress{margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-color)}.progress-steps{display:flex;justify-content:space-between;align-items:center;position:relative}.progress-steps:before{content:"";position:absolute;top:20px;left:0;right:0;height:2px;background:var(--border-color);z-index:1}.progress-step{display:flex;flex-direction:column;align-items:center;position:relative;z-index:2;flex:1}.step-number{width:40px;height:40px;border-radius:50%;background:var(--secondary-gray-200);color:var(--text-secondary);display:flex;align-items:center;justify-content:center;font-weight:600;margin-bottom:.5rem;border:2px solid var(--secondary-gray-300);transition:all .3s}.progress-step.active .step-number,.progress-step.completed .step-number{background:var(--primary-green);color:var(--text-on-primary);border-color:var(--primary-green)}.step-label{font-size:.875rem;font-weight:500;color:var(--text-secondary);text-align:center}.progress-step.active .step-label{color:var(--primary-green);font-weight:600}.insurance-tables{margin:1.5rem 0}.insurance-tables .card{margin-bottom:1rem}.summary-grid{display:grid;gap:1rem}.summary-item{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid var(--border-color)}.summary-item:last-child{border-bottom:none}.summary-item span{color:var(--text-secondary);font-weight:500}.summary-item strong{color:var(--text-primary);font-weight:600}.premium-amount{color:var(--primary-green-darker)!important;font-size:1.125rem}.terms-checkbox{margin:2rem 0;padding:1.5rem;background:var(--secondary-gray-50);border-radius:8px;border:1px solid var(--border-color)}.terms-checkbox a{color:var(--primary-green);text-decoration:none;font-weight:600}.terms-checkbox a:hover{text-decoration:underline}.payment-section{text-align:center}.payment-summary{max-width:400px;margin:0 auto 2rem}.payment-details{padding:2rem}.premium-total{font-size:2.5rem;font-weight:700;color:var(--primary-green-darker);margin:1rem 0}.payment-note{color:var(--text-secondary);font-size:.875rem}.payment-options{margin-top:2rem}.payment-methods{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-top:1rem}@media (max-width: 768px){.progress-steps{flex-direction:column;gap:1rem;align-items:flex-start}.progress-steps:before{display:none}.progress-step{flex-direction:row;gap:1rem;width:100%}.step-label{text-align:left}.payment-methods{flex-direction:column;align-items:center}.payment-methods .btn{width:200px}.form-row{grid-template-columns:1fr}.table-container{font-size:.875rem}.data-table th,.data-table td{padding:.5rem}}@media (max-width: 480px){.modal-content{margin:1rem;max-height:calc(100vh - 2rem)}.form-section{padding:1rem}.page-header{flex-direction:column;gap:1rem;align-items:flex-start}.step-indicator{align-self:flex-end}}@media print{.form-actions,.page-header .btn{display:none!important}.card{box-shadow:none!important;border:1px solid #000!important}}.auth-container{min-height:100vh;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary-green) 0%,var(--primary-green-dark) 100%);padding:2rem}.auth-background{width:100%;max-width:480px;background:var(--secondary-white);border-radius:12px;box-shadow:var(--shadow-lg);overflow:hidden}.auth-content{padding:3rem 2.5rem}.auth-header{text-align:center;margin-bottom:2rem}.auth-logo{display:inline-flex;align-items:center;gap:.75rem;font-weight:700;font-size:1.5rem;color:var(--primary-green-darker);text-decoration:none;margin-bottom:1.5rem}.auth-logo:hover{color:var(--primary-green-dark)}.auth-title{font-size:2rem;font-weight:700;color:var(--text-primary);margin-bottom:.5rem}.auth-subtitle{color:var(--text-secondary);font-size:1.125rem}.auth-form{display:flex;flex-direction:column;gap:1.5rem}.alert{display:flex;align-items:center;gap:.75rem;padding:1rem;border-radius:8px;font-weight:500;color:var(--text-primary)}.alert-error{background:#ef44441a;color:var(--error-color);border:1px solid rgba(239,68,68,.2)}.alert-success{background:#10b9811a;color:var(--success-color);border:1px solid rgba(16,185,129,.2)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.input-group,.input-wrapper{position:relative;width:100%}.input-field{width:100%;padding:.75rem 1rem;border:1px solid var(--border-color);border-radius:6px;font-size:1rem;transition:all .2s;background:var(--bg-card);color:var(--text-primary);font-family:inherit}.input-field.with-icon{padding-left:2.5rem}.input-field:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px var(--primary-green-50)}.input-field::placeholder{color:var(--secondary-gray-400)}.input-field:disabled{background:var(--secondary-gray-100);color:var(--secondary-gray-500);cursor:not-allowed}.input-error{border-color:var(--error-color)}.input-error:focus{border-color:var(--error-color);box-shadow:0 0 0 3px 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